Protect Your Home in the Event of a Power Surge

Here are few ways to prevent this:

• Unplug electronics
• If possible, make the effort to unplug your expensive electronics when the power goes out. That way they will not be affected by any possible power surge when the power comes back. You can re-plug them in once the power is back on.
• Invest in Surge Protectors (Surge Suppressors)

Power surge damage isn’t rare. Triple-I data shows U.S. insurers paid out $1.65 billion in lightning-related homeowners claims in 2025 alone—up 59% from the year before—with the average claim now costing $26,616 as more homes fill up with expensive, connected electronics. And per the U.S. Energy Information Administration, American households experienced an average of 11 hours of power interruptions in 2024—nearly double the prior decade’s average—meaning more opportunities for damaging surges when the power comes back on.